Financial Compliance AI Agents — Confidential, DORA + SOX Ready
AML monitoring, audit automation and FP&A — sealed in Intel TDX, hosted in the EU
VoltageGPU ships three confidential AI agents for finance teams that cannot legally send ledgers, AML alerts or audit work-papers to US hyperscaler co-pilots: an AML Monitoring agent, an Audit Automation agent and an FP&A agent. All three run inside Intel TDX hardware enclaves operated in EU jurisdiction. Memory is AES-256 encrypted at runtime — VoltageGPU operators are technically incapable of reading prompts, transaction data or forecasts. EU company (VOLTAGE EI, France, SIREN 943 808 824), native RGPD Article 28 Data Processing Agreement, ECDSA attestation report per request.
Why financial data cannot leave sovereign control in 2026
DORA Article 28-30 third-party ICT risk obligations entered force January 17, 2025
GDPR Article 32 confidentiality of processing, applied strictly by EU DPAs
FISA 702 and CLOUD Act expose US clouds to US authority compelled disclosure
SOX 404 auditor independence: audit working papers must remain confidential
Bank secrecy laws (LSFin in CH, MiFID II conduct rules) compound the problem
The three financial compliance agents
AML Monitoring AI — suspicious transaction triage, FATF / 6AMLD aligned, SAR-ready drafts
Audit Automation AI — walkthrough drafting, sample-test summaries, control narratives
Compared to Microsoft Copilot for Finance and ChatGPT Enterprise
Microsoft Copilot for Finance runs on Microsoft 365 / Azure OpenAI infrastructure. ChatGPT Enterprise runs on OpenAI infrastructure provisioned in Microsoft Azure US regions. Both are excellent products but neither offers Intel TDX hardware sealing nor an EU-only data path with attestation evidence per request. VoltageGPU is built explicitly for EU regulated finance teams whose DPO and CCO will not accept a US sub-processor chain.
Pricing
Starter ($349/mo) — single team, AML triage + audit drafting on Qwen3-32B-TEE. Pro ($1,199/mo) — small finance department, 10 seats, Qwen3-235B-TEE 262K context, FP&A agent included. Enterprise ($3,499/mo) — DeepSeek-R1-TEE reasoning, SSO, SCIM, RBAC, DORA evidence pack, dedicated tenant, SOC 2 / ISO 27001 path.
Banks and insurers cannot legally send transaction logs to OpenAI.
In 2026, every CFO, Chief Compliance Officer and Head of Internal Audit is asked the same question by their board: where is the AI that lets us close books faster, triage AML alerts faster and draft audit work-papers faster — without breaking DORA, GDPR or SOX? The default answers — Microsoft Copilot for Finance, ChatGPT Enterprise, Google Gemini — all share one architectural property: they run on US hyperscaler infrastructure with sub-processor chains that touch FISA 702 and the CLOUD Act.
For an EU regulated financial entity, a strict reading of GDPR Article 32 (confidentiality of processing) and DORA Article 28-30 (third-party ICT risk) makes that architectural property a legal and operational blocker. Pasting a transaction anomaly batch into ChatGPT Enterprise sends it through a sub-processor chain the DPO cannot evidence to a French ACPR or German BaFin examiner. Co-pilots in Microsoft 365 inherit the data residency problem unless every prompt stays inside the EU data boundary, with full attestation — which is not the default behavior.
VoltageGPU exists to remove that blocker. We are an EU-only ICT third party (VOLTAGE EI, France, SIREN 943 808 824). We run open-weights models — Qwen3-235B, DeepSeek-R1, Qwen3-32B — sealed inside Intel TDX hardware enclaves we operate. AES-256 memory encryption is fused into the CPU. NVIDIA Protected PCIe seals the CPU-GPU path. An ECDSA attestation report is signed for every request. We are technically incapable of reading the data your finance team feeds the agents.
Three confidential finance agents
One sovereign platform. Three jobs-to-be-done.
Each agent is a vertical specialist with the right prompts, retrieval indexes, output formats and guardrails wired in for one finance workflow. None of them are regulated advisors — they are decision-support tools that a qualified compliance officer, auditor or finance professional reviews and signs.
AML Monitoring
Suspicious transaction triage
Reviews transaction batches against FATF / 6AMLD typologies, drafts SAR-ready narratives and flags structuring, layering and unusual cross-border patterns for a human MLRO to sign.
FATF typology library and 6AMLD red-flag rules wired in
Drafts SAR / STR narratives ready for MLRO review
Explainable alerts: why this transaction, which typology
Sealed inference — alert payload never leaves the enclave
Drafts walkthroughs, sample-test summaries, control narratives and audit work-papers. Useful for both internal audit functions and external auditors who need TDX attestation as a control over the AI tool itself.
Walkthrough drafting from process narratives
Sample-test result summarisation with exception flagging
SOX 404 control narrative drafting
Confidential by hardware — auditor independence preserved
Variance analysis, forecast drafting, board memo drafting and sensitivity-table generation on management accounts the CFO refuses to send to OpenAI — for very good reasons.
Month-end variance analysis with explanation drafts
Top-down and bottom-up forecast drafting
Board memo drafting from the management pack
Sensitivity tables across drivers (price, volume, FX, rates)
How VoltageGPU lines up with DORA — already in force since January 2025.
The Digital Operational Resilience Act applies to banks, insurers, investment firms, crypto-asset service providers and most EU financial entities. We provide the contractual provisions and technical evidence regulated buyers need to onboard VoltageGPU as an ICT third-party provider.
DORA Art. 28
Third-party ICT risk register
VoltageGPU appears as an EU-based ICT third-party provider. We supply the register fields (entity, jurisdiction, sub-processors, data flow, exit plan) on request.
DORA Art. 29
Concentration risk assessment
EU-only data path with no US sub-processor in the inference loop. Useful for documenting concentration mitigations against existing US hyperscaler dependencies.
DORA Art. 30
Contractual provisions
Standard DORA Article 30 contractual provisions available without negotiation: location of processing (EU), audit rights, exit / portability, incident notification timelines.
DORA Art. 17
ICT-related incident reporting
Webhook / SIEM integration for ICT incidents. Incident classification mapped to the DORA Implementing Technical Standards categories.
DORA Art. 25
Testing of ICT tools
Per-request ECDSA attestation evidence usable in TLPT (Threat-Led Penetration Testing) scopes and routine ICT testing programs.
SOX Section 404 internal control testing produces work-papers, walkthroughs and substantive test evidence that auditors must protect under PCAOB independence and confidentiality requirements. Pasting that material into ChatGPT Enterprise creates a sub-processor relationship most audit firms have not blessed. Pasting it into Microsoft Copilot inside a client's Microsoft 365 tenant blurs the line between auditor data and auditee data.
VoltageGPU keeps that boundary clean. Each tenant runs in its own logical enclave on shared TDX hardware (or a dedicated tenant on the Enterprise plan). The attestation log gives the engagement partner cryptographic evidence that the AI tooling ran where it was supposed to run, on the model it was supposed to run on, with no operator able to read the work-papers. That is auditable, signable, defendable evidence — not a marketing claim.
We position VoltageGPU as audit tooling. The auditor's professional judgment, sample selection and conclusions remain the auditor's. The agent drafts; the human signs.
VoltageGPU vs Microsoft Copilot for Finance vs ChatGPT Enterprise
What changes when AI runs on sovereign infrastructure.
We have nothing against Copilot or ChatGPT Enterprise — they are excellent products for organisations whose threat model and regulator is comfortable with US hyperscaler sub-processing. Most EU regulated finance teams are not.
DimensionMicrosoft Copilot for FinanceChatGPT EnterpriseVoltageGPU
HostingMicrosoft 365 / AzureAzure (OpenAI)EU TDX (VOLTAGE EI, FR)
Data residency controlAzure region settingLimited EU optionsEU only, by design
Yes, subject to your own DORA risk-register entry and the standard board-level approval for ICT third parties. We provide the EU-jurisdiction processing location, the Article 30 contractual provisions and the technical evidence (TDX attestation per request) most ACPR / BaFin / FINMA examiners ask for.
Is anything sent to OpenAI, Anthropic or any US provider?
No. The agents run on open-weights models (Qwen3-235B, DeepSeek-R1, Qwen3-32B) we operate inside Intel TDX enclaves on infrastructure under EU jurisdiction. There is no OpenAI or Anthropic API call in the inference loop.
Is this regulated financial advice?
No. VoltageGPU is a confidential AI tooling platform. The agents draft suggestions a qualified MLRO, internal auditor or finance professional reviews and signs. We do not offer regulated financial, legal or audit advice.
How does the Audit Automation agent stay independent of the auditee?
On Pro / Enterprise, audit work-papers stay in your tenant. Engagement-level segregation is enforced via tenant boundaries. The TDX attestation log is engagement-bound — useful evidence under PCAOB AS 1215 work-paper retention controls.
What if our DPO requires SOC 2 or ISO 27001 before signing?
Enterprise customers get the SOC 2 Type II / ISO 27001 path documented and rolling. Until certifications close, we provide the readiness package, control mapping and the underlying TDX attestation evidence — strictly stronger than a self-attested audit on a US standard VM.
Ready to put a confidential finance agent in front of your CFO?
Pick a tier, sign the standard DORA Article 30 pack, deploy the agents on the data your DPO would never let you paste into a US co-pilot. Or talk to us first — we answer DPO and CCO questions directly.